Retirement Distribution & Income Planning

Here at Scarborough Financial, we use detailed financial planning software powered by e-money called Wealth Vision. This holistic approach allows you to see your distribution plan and run it against different scenarios to ensure that you have the big picture and all of the details in seeking to build a reliable, tax-optimized distribution strategy in retirement.

Things that you need to know:

Sources of income in retirement

Social Security

IRAs & Roth IRAs

Pensions

Investment & Savings

Rental Property

Distribution decisions:

What to use first

Investment strategies

Tax implications

Required Minimum Distributions (must be taken at age 70 ½)

All of these details work together when striving to create an ideal retirement income strategy that provides regular monthly payments, can sustain through changing market conditions, and accounts for inflation.